/*! tailwindcss v4.3.3 | MIT License | https://tailwindcss.com */
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2px)}.\[\&\>\[role\=checkbox\]\]\:translate-y-\[2px\]>[role=checkbox]{--tw-translate-y:2px;translate:var(--tw-translate-x) var(--tw-translate-y)}.\[\&\>button\]\:hidden>button{display:none}.\[\&\>span\]\:line-clamp-1>span{-webkit-line-clamp:1;-webkit-box-orient:vertical;display:-webkit-box;overflow:hidden}.\[\&\>span\]\:text-xs>span{font-size:var(--text-xs);line-height:var(--tw-leading,var(--text-xs--line-height))}.\[\&\>span\]\:opacity-70>span{opacity:.7}.\[\&\>span\:last-child\]\:truncate>span:last-child{text-overflow:ellipsis;white-space:nowrap;overflow:hidden}.\[\&\>svg\]\:absolute>svg{position:absolute}.\[\&\>svg\]\:top-4>svg{top:calc(var(--spacing) * 4)}.\[\&\>svg\]\:left-4>svg{left:calc(var(--spacing) * 4)}.\[\&\>svg\]\:size-3\.5>svg{width:calc(var(--spacing) * 3.5);height:calc(var(--spacing) * 3.5)}.\[\&\>svg\]\:size-4>svg{width:calc(var(--spacing) * 4);height:calc(var(--spacing) * 4)}.\[\&\>svg\]\:h-2\.5>svg{height:calc(var(--spacing) * 2.5)}.\[\&\>svg\]\:h-3>svg{height:calc(var(--spacing) * 3)}.\[\&\>svg\]\:h-3\.5>svg{height:calc(var(--spacing) * 3.5)}.\[\&\>svg\]\:w-2\.5>svg{width:calc(var(--spacing) * 2.5)}.\[\&\>svg\]\:w-3>svg{width:calc(var(--spacing) * 3)}.\[\&\>svg\]\:w-3\.5>svg{width:calc(var(--spacing) * 3.5)}.\[\&\>svg\]\:shrink-0>svg{flex-shrink:0}.\[\&\>svg\]\:text-destructive>svg{color:var(--destructive)}.\[\&\>svg\]\:text-foreground>svg{color:var(--foreground)}.\[\&\>svg\]\:text-muted-foreground>svg{color:var(--muted-foreground)}.\[\&\>svg\+div\]\:translate-y-\[-3px\]>svg+div{--tw-translate-y:-3px;translate:var(--tw-translate-x) var(--tw-translate-y)}.\[\&\>svg\~\*\]\:pl-7>svg~*{padding-left:calc(var(--spacing) * 7)}.\[\&\>tr\]\:last\:border-b-0>tr:last-child{border-bottom-style:var(--tw-border-style);border-bottom-width:0}.\[\&\[data-panel-group-direction\=vertical\]\>div\]\:rotate-90[data-panel-group-direction=vertical]>div{rotate:90deg}.\[\&\[data-state\=open\]\>svg\]\:rotate-180[data-state=open]>svg{rotate:180deg}[data-side=left] .\[\[data-side\=left\]_\&\]\:cursor-w-resize{cursor:w-resize}[data-side=left][data-collapsible=offcanvas] .\[\[data-side\=left\]\[data-collapsible\=offcanvas\]_\&\]\:-right-2{right:calc(var(--spacing) * -2)}[data-side=left][data-state=collapsed] .\[\[data-side\=left\]\[data-state\=collapsed\]_\&\]\:cursor-e-resize,[data-side=right] .\[\[data-side\=right\]_\&\]\:cursor-e-resize{cursor:e-resize}[data-side=right][data-collapsible=offcanvas] .\[\[data-side\=right\]\[data-collapsible\=offcanvas\]_\&\]\:-left-2{left:calc(var(--spacing) * -2)}[data-side=right][data-state=collapsed] .\[\[data-side\=right\]\[data-state\=collapsed\]_\&\]\:cursor-w-resize{cursor:w-resize}[data-slot=card-content] .\[\[data-slot\=card-content\]_\&\]\:bg-transparent,[data-slot=popover-content] .\[\[data-slot\=popover-content\]_\&\]\:bg-transparent{background-color:#0000}}@property --tw-animation-delay{syntax:"*";inherits:false;initial-value:0s}@property --tw-animation-direction{syntax:"*";inherits:false;initial-value:normal}@property --tw-animation-duration{syntax:"*";inherits:false}@property --tw-animation-fill-mode{syntax:"*";inherits:false;initial-value:none}@property --tw-animation-iteration-count{syntax:"*";inherits:false;initial-value:1}@property --tw-enter-blur{syntax:"*";inherits:false;initial-value:0}@property --tw-enter-opacity{syntax:"*";inherits:false;initial-value:1}@property --tw-enter-rotate{syntax:"*";inherits:false;initial-value:0}@property --tw-enter-scale{syntax:"*";inherits:false;initial-value:1}@property --tw-enter-translate-x{syntax:"*";inherits:false;initial-value:0}@property --tw-enter-translate-y{syntax:"*";inherits:false;initial-value:0}@property --tw-exit-blur{syntax:"*";inherits:false;initial-value:0}@property --tw-exit-opacity{syntax:"*";inherits:false;initial-value:1}@property --tw-exit-rotate{syntax:"*";inherits:false;initial-value:0}@property --tw-exit-scale{syntax:"*";inherits:false;initial-value:1}@property --tw-exit-translate-x{syntax:"*";inherits:false;initial-value:0}@property --tw-exit-translate-y{syntax:"*";inherits:false;initial-value:0}:root{--radius:.375rem;--background:oklch(98.2% .006 85);--foreground:oklch(26% .03 255);--card:oklch(99.5% .003 85);--card-foreground:oklch(26% .03 255);--popover:oklch(99.5% .003 85);--popover-foreground:oklch(26% .03 255);--primary:var(--navy);--primary-foreground:oklch(98% .006 85);--secondary:var(--brand-blue)}@supports (color:color-mix(in lab, red, red)){:root{--secondary:color-mix(in oklab, var(--brand-blue) 18%, var(--card))}}:root{--secondary-foreground:var(--navy);--muted:oklch(95.5% .01 85);--muted-foreground:oklch(45% .02 255);--accent:var(--brand-blue);--accent-foreground:oklch(26% .03 255);--sand:oklch(94% .018 80);--portrait-surface:var(--brand-blue)}@supports (color:color-mix(in lab, red, red)){:root{--portrait-surface:color-mix(in oklab, var(--brand-blue) 22%, var(--card))}}:root{--hero-wash:linear-gradient(115deg, var(--background) 35%, var(--secondary) 100%);--shadow-editorial:0 16px 40px -25px var(--primary)}@supports (color:color-mix(in lab, red, red)){:root{--shadow-editorial:0 16px 40px -25px color-mix(in oklab, var(--primary) 30%, transparent)}}:root{--destructive:oklch(55% .2 27);--destructive-foreground:oklch(98% 0 0);--border:oklch(89% .012 80);--input:oklch(89% .012 80);--ring:var(--navy-soft);--navy:oklch(28.7434% .0690316 254.967);--brand-blue:oklch(68.9652% .0580495 247.86);--navy-soft:oklch(39.0391% .0771658 251.531);--on-navy:oklch(100% 0 0);--on-navy-muted:oklch(86% .02 245);--navy-border:oklch(47% .035 255);--accent-light:var(--brand-blue);--comparison-highlight:var(--brand-blue)}@supports (color:color-mix(in lab, red, red)){:root{--comparison-highlight:color-mix(in oklab, var(--brand-blue) 20%, var(--card))}}:root{--hero-right:#406989;--hero-accent:#87b9d9;--hero-composition:linear-gradient(90deg, var(--navy) 0%, var(--navy) 23%, var(--navy-soft) 63%, var(--hero-right) 100%);--portrait-blue-wash:linear-gradient(90deg, var(--portrait-surface), transparent 36%, transparent 70%, var(--portrait-surface))}@supports (color:color-mix(in lab, red, red)){:root{--portrait-blue-wash:linear-gradient(90deg, color-mix(in oklab, var(--portrait-surface) 55%, transparent), transparent 36%, transparent 70%, color-mix(in oklab, var(--portrait-surface) 65%, transparent))}}:root{--portrait-edge-wash:linear-gradient(90deg, var(--navy), transparent 28%, transparent 78%, var(--navy-soft))}.home-hero{gap:2rem;padding-block:2.5rem 3rem;display:grid}.hero-heading{max-width:39rem;font-size:2.125rem;line-height:1.16}.broker-portrait{width:100%;max-width:32rem;margin-inline:auto}.portrait-frame{aspect-ratio:4/5;background:var(--sand);box-shadow:var(--shadow-editorial);border-radius:5rem 5rem .375rem .375rem;position:relative;overflow:hidden}.portrait-image{object-fit:cover;object-position:50% 24%;width:100%;height:100%;transition:opacity .4s;position:absolute}.portrait-placeholder{border:1px solid var(--border);text-align:center;flex-direction:column;justify-content:center;align-items:center;padding:1rem;display:flex;position:absolute;inset:1rem}.service-module{border-top:1px solid var(--border);align-items:center;gap:2rem;padding-block:2.5rem;display:grid}.service-photo{aspect-ratio:4/3;border-radius:4px;overflow:hidden}.service-photo img{object-fit:cover;width:100%;height:100%;transition:transform .7s}.service-photo:hover img{transform:scale(1.025)}.reveal{transition:opacity .65s,transform 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td{vertical-align:top;border-bottom:1px solid var(--border);padding:1.5rem}.broker-comparison thead th{font-family:var(--font-display);color:var(--primary);font-size:1.375rem;font-weight:450}.broker-comparison th:first-child{width:23%}.broker-comparison tbody th{color:var(--primary);font-size:.95rem;font-weight:600}.broker-comparison tbody th svg{color:var(--accent);margin-bottom:.75rem;display:block}.broker-comparison td{color:var(--muted-foreground)}.broker-comparison th:last-child,.broker-comparison td:last-child{background:var(--comparison-highlight);color:var(--primary)}.broker-comparison thead th:last-child{border-top:3px solid var(--primary)}.comparison-mobile-label{display:none}.editorial-service{background:0 0}.tools-heading,.calculator-band{background:var(--navy)}.tools-heading{border-top:4px solid 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tr{border-top:1px solid var(--border);grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);margin-top:1.25rem;display:grid}.broker-comparison tbody th,.broker-comparison tbody th:first-child{border:0;grid-column:1/-1;align-items:center;gap:.75rem;width:100%;padding:1rem 0;display:flex}.broker-comparison tbody th svg{flex-shrink:0;margin:0}.broker-comparison td{overflow-wrap:anywhere;padding:1rem .75rem;font-size:.8125rem}.comparison-mobile-label{color:var(--primary);margin-bottom:.75rem;font-size:.75rem;font-weight:600;line-height:1.4;display:block}.calculator-controls,.calculator-band .simulation-panel{padding:1.25rem}.calculator-band .simulation-number{font-size:1.875rem}}.editorial-title{max-width:52rem;font-size:2.375rem;line-height:1.15}.editorial-title em{font-weight:300}.editorial-lead-bottom{justify-content:space-between;align-items:end;gap:2rem;display:flex}.editorial-split{gap:2.5rem;display:grid}.service-toc{display:grid}.service-toc .tool-jump{font-size:.875rem}.editorial-list{border-top:1px solid var(--border)}.editorial-list li{border-bottom:1px solid var(--border);color:var(--primary);padding-block:.875rem}.meeting-steps{gap:2rem;display:grid}.meeting-steps li{border-top:1px solid var(--border);padding-top:1.5rem}.about-lead .broker-portrait{max-width:24rem}.about-principles{gap:2rem;display:grid}.about-principles>div{border-top:1px solid var(--border);padding-top:1.5rem}.editorial-faq summary::-webkit-details-marker{display:none}.guide-details summary::-webkit-details-marker{display:none}.editorial-faq[open] summary svg,.guide-details[open] summary svg{transform:rotate(45deg)}.advice-layout{gap:3rem;display:grid}.guide-article{border-top:1px solid var(--border);padding-block:2.5rem}.guide-article:first-child{border-top:0;padding-top:0}.guide-details[open] .guide-read-label{display:none}.guide-question{background:var(--portrait-surface);border-left:2px solid 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.hero-heading{max-width:none;font-size:clamp(2.75rem,4.4vw,4.25rem);line-height:1.12}.home-hero .broker-portrait{width:auto;left:42%;right:12%}.home-hero .portrait-image{object-fit:contain;object-position:50% 100%;width:100%;left:0}.hero-planipret{z-index:2;width:9.5rem;position:absolute;bottom:2.5rem;right:2.5rem}}@media (width>=768px) and (width<=1023px){.home-hero{grid-template-columns:minmax(0,50%) 1fr}.home-hero .broker-portrait{left:48%;right:0}.home-hero .hero-heading{font-size:2.75rem}.hero-planipret{width:7.5rem;bottom:1.5rem;right:1.5rem}}@media (width<=767px){.home-hero{padding-block:2.5rem 1.5rem}.home-hero .broker-portrait{order:0;height:22rem;margin-top:2.5rem}.home-hero .portrait-image{width:85%;left:50%;transform:translate(-50%)}.home-hero .intro-text>div>a:first-child{width:100%}.home-hero .hero-heading{font-size:clamp(2.375rem,10.5vw,2.875rem);line-height:1.14}.hero-planipret{width:7rem;margin:1rem 0 0 auto}}.home-hero 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--tw-shadow-color{syntax:"*";inherits:false}@property --tw-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-inset-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-inset-shadow-color{syntax:"*";inherits:false}@property --tw-inset-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-ring-color{syntax:"*";inherits:false}@property --tw-ring-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-inset-ring-color{syntax:"*";inherits:false}@property --tw-inset-ring-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-ring-inset{syntax:"*";inherits:false}@property --tw-ring-offset-width{syntax:"<length>";inherits:false;initial-value:0}@property --tw-ring-offset-color{syntax:"*";inherits:false;initial-value:#fff}@property --tw-ring-offset-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-outline-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}@property --tw-duration{syntax:"*";inherits:false}@property --tw-ease{syntax:"*";inherits:false}@property --tw-content{syntax:"*";inherits:false;initial-value:""}@property --tw-scale-x{syntax:"*";inherits:false;initial-value:1}@property --tw-scale-y{syntax:"*";inherits:false;initial-value:1}@property --tw-scale-z{syntax:"*";inherits:false;initial-value:1}@keyframes pulse{50%{opacity:.5}}@keyframes enter{0%{opacity:var(--tw-enter-opacity,1);transform:translate3d(var(--tw-enter-translate-x,0),var(--tw-enter-translate-y,0),0)scale3d(var(--tw-enter-scale,1),var(--tw-enter-scale,1),var(--tw-enter-scale,1))rotate(var(--tw-enter-rotate,0));filter:blur(var(--tw-enter-blur,0))}}@keyframes exit{to{opacity:var(--tw-exit-opacity,1);transform:translate3d(var(--tw-exit-translate-x,0),var(--tw-exit-translate-y,0),0)scale3d(var(--tw-exit-scale,1),var(--tw-exit-scale,1),var(--tw-exit-scale,1))rotate(var(--tw-exit-rotate,0));filter:blur(var(--tw-exit-blur,0))}}@keyframes accordion-down{0%{height:0}to{height:var(--radix-accordion-content-height,var(--bits-accordion-content-height,var(--reka-accordion-content-height,var(--kb-accordion-content-height,var(--ngp-accordion-content-height,auto)))))}}@keyframes accordion-up{0%{height:var(--radix-accordion-content-height,var(--bits-accordion-content-height,var(--reka-accordion-content-height,var(--kb-accordion-content-height,var(--ngp-accordion-content-height,auto)))))}to{height:0}}@keyframes caret-blink{0%,70%,to{opacity:1}20%,50%{opacity:0}}